LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,596
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,392
−HK$809/mo
Today · 4.125%
HK$27,201
baseline
▲ 0.50% · 4.625%
HK$28,856
+HK$1,655/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$54,402/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,475
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,239
−HK$775/mo
Today · 4.125%
HK$30,014
baseline
▲ 0.50% · 4.625%
HK$31,596
+HK$1,582/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$60,028/mo (50% DSR)
Upfront cash ≈ HK$6.03M (deposit + AVD stamp duty HK$420,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,715
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,671
−HK$970/mo
Today · 4.125%
HK$32,641
baseline
▲ 0.50% · 4.625%
HK$34,627
+HK$1,986/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$65,282/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,170
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,087
−HK$929/mo
Today · 4.125%
HK$36,016
baseline
▲ 0.50% · 4.625%
HK$37,915
+HK$1,899/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$72,032/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$420,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,834
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,949
−HK$1,132/mo
Today · 4.125%
HK$38,081
baseline
▲ 0.50% · 4.625%
HK$40,399
+HK$2,318/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$76,162/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,865
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,935
−HK$1,084/mo
Today · 4.125%
HK$42,019
baseline
▲ 0.50% · 4.625%
HK$44,234
+HK$2,215/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$84,038/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$420,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,073
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$47,506
−HK$1,456/mo
Today · 4.125%
HK$48,962
baseline
▲ 0.50% · 4.625%
HK$51,941
+HK$2,979/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$97,924/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,255
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,630
−HK$1,395/mo
Today · 4.125%
HK$54,025
baseline
▲ 0.50% · 4.625%
HK$56,872
+HK$2,847/mo
Deposit HK$1.12M · loan HK$10.10M · min. income ≈ HK$108,050/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$420,940 · Scale 2, in force from 26 Feb 2026)