LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,604
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,401
−HK$809/mo
Today · 4.125%
HK$27,210
baseline
▲ 0.50% · 4.625%
HK$28,866
+HK$1,656/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$54,420/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,485
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,249
−HK$775/mo
Today · 4.125%
HK$30,024
baseline
▲ 0.50% · 4.625%
HK$31,606
+HK$1,582/mo
Deposit HK$5.61M · loan HK$5.61M · min. income ≈ HK$60,048/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,725
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,681
−HK$971/mo
Today · 4.125%
HK$32,652
baseline
▲ 0.50% · 4.625%
HK$34,639
+HK$1,987/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$65,304/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$421,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,182
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,098
−HK$930/mo
Today · 4.125%
HK$36,028
baseline
▲ 0.50% · 4.625%
HK$37,927
+HK$1,899/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$72,056/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$421,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,846
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,961
−HK$1,133/mo
Today · 4.125%
HK$38,094
baseline
▲ 0.50% · 4.625%
HK$40,412
+HK$2,318/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$76,188/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,879
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,948
−HK$1,085/mo
Today · 4.125%
HK$42,033
baseline
▲ 0.50% · 4.625%
HK$44,249
+HK$2,216/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$84,066/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,088
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,522
−HK$1,456/mo
Today · 4.125%
HK$48,978
baseline
▲ 0.50% · 4.625%
HK$51,958
+HK$2,980/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$97,956/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$421,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,272
−HK$2,770/mo
▼ 0.25% · 3.875%
HK$52,647
−HK$1,395/mo
Today · 4.125%
HK$54,042
baseline
▲ 0.50% · 4.625%
HK$56,891
+HK$2,849/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$108,084/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$421,078 · Scale 2, in force from 26 Feb 2026)