LTV · monthly repayment
▼ 0.50% · 3.625%
HK$256,067
−HK$16,057/mo
▼ 0.25% · 3.875%
HK$264,032
−HK$8,092/mo
Today · 4.125%
HK$272,124
baseline
▲ 0.50% · 4.625%
HK$288,682
+HK$16,558/mo
Deposit HK$56.15M · loan HK$56.15M · min. income ≈ HK$544,248/mo (50% DSR)
Upfront cash ≈ HK$63.45M (deposit + AVD stamp duty HK$7,299,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$284,872
−HK$15,390/mo
▼ 0.25% · 3.875%
HK$292,512
−HK$7,750/mo
Today · 4.125%
HK$300,262
baseline
▲ 0.50% · 4.625%
HK$316,090
+HK$15,828/mo
Deposit HK$56.15M · loan HK$56.15M · min. income ≈ HK$600,524/mo (50% DSR)
Upfront cash ≈ HK$63.45M (deposit + AVD stamp duty HK$7,299,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,280
−HK$19,269/mo
▼ 0.25% · 3.875%
HK$316,838
−HK$9,711/mo
Today · 4.125%
HK$326,549
baseline
▲ 0.50% · 4.625%
HK$346,419
+HK$19,870/mo
Deposit HK$44.92M · loan HK$67.38M · min. income ≈ HK$653,098/mo (50% DSR)
Upfront cash ≈ HK$52.22M (deposit + AVD stamp duty HK$7,299,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$341,846
−HK$18,469/mo
▼ 0.25% · 3.875%
HK$351,014
−HK$9,301/mo
Today · 4.125%
HK$360,315
baseline
▲ 0.50% · 4.625%
HK$379,308
+HK$18,993/mo
Deposit HK$44.92M · loan HK$67.38M · min. income ≈ HK$720,630/mo (50% DSR)
Upfront cash ≈ HK$52.22M (deposit + AVD stamp duty HK$7,299,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,493
−HK$22,481/mo
▼ 0.25% · 3.875%
HK$369,645
−HK$11,329/mo
Today · 4.125%
HK$380,974
baseline
▲ 0.50% · 4.625%
HK$404,155
+HK$23,181/mo
Deposit HK$33.69M · loan HK$78.61M · min. income ≈ HK$761,948/mo (50% DSR)
Upfront cash ≈ HK$40.99M (deposit + AVD stamp duty HK$7,299,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$398,820
−HK$21,547/mo
▼ 0.25% · 3.875%
HK$409,516
−HK$10,851/mo
Today · 4.125%
HK$420,367
baseline
▲ 0.50% · 4.625%
HK$442,525
+HK$22,158/mo
Deposit HK$33.69M · loan HK$78.61M · min. income ≈ HK$840,734/mo (50% DSR)
Upfront cash ≈ HK$40.99M (deposit + AVD stamp duty HK$7,299,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$460,920
−HK$28,904/mo
▼ 0.25% · 3.875%
HK$475,257
−HK$14,567/mo
Today · 4.125%
HK$489,824
baseline
▲ 0.50% · 4.625%
HK$519,628
+HK$29,804/mo
Deposit HK$11.23M · loan HK$101.07M · min. income ≈ HK$979,648/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$7,299,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$512,769
−HK$27,703/mo
▼ 0.25% · 3.875%
HK$526,521
−HK$13,951/mo
Today · 4.125%
HK$540,472
baseline
▲ 0.50% · 4.625%
HK$568,961
+HK$28,489/mo
Deposit HK$11.23M · loan HK$101.07M · min. income ≈ HK$1,080,944/mo (50% DSR)
Upfront cash ≈ HK$18.53M (deposit + AVD stamp duty HK$7,299,327 · Scale 2, in force from 26 Feb 2026)