LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,609
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,406
−HK$809/mo
Today · 4.125%
HK$27,215
baseline
▲ 0.50% · 4.625%
HK$28,871
+HK$1,656/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,430/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,490
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,254
−HK$775/mo
Today · 4.125%
HK$30,029
baseline
▲ 0.50% · 4.625%
HK$31,612
+HK$1,583/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,058/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,731
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,687
−HK$971/mo
Today · 4.125%
HK$32,658
baseline
▲ 0.50% · 4.625%
HK$34,645
+HK$1,987/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$65,316/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$421,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,188
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,105
−HK$930/mo
Today · 4.125%
HK$36,035
baseline
▲ 0.50% · 4.625%
HK$37,935
+HK$1,900/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$72,070/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$421,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,853
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$36,968
−HK$1,133/mo
Today · 4.125%
HK$38,101
baseline
▲ 0.50% · 4.625%
HK$40,420
+HK$2,319/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$76,202/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,886
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,956
−HK$1,085/mo
Today · 4.125%
HK$42,041
baseline
▲ 0.50% · 4.625%
HK$44,257
+HK$2,216/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$84,082/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,097
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$47,530
−HK$1,457/mo
Today · 4.125%
HK$48,987
baseline
▲ 0.50% · 4.625%
HK$51,968
+HK$2,981/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$97,974/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$421,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,282
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,657
−HK$1,396/mo
Today · 4.125%
HK$54,053
baseline
▲ 0.50% · 4.625%
HK$56,902
+HK$2,849/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$108,106/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$421,157 · Scale 2, in force from 26 Feb 2026)