LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,617
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,414
−HK$810/mo
Today · 4.125%
HK$27,224
baseline
▲ 0.50% · 4.625%
HK$28,880
+HK$1,656/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,448/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,499
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,263
−HK$776/mo
Today · 4.125%
HK$30,039
baseline
▲ 0.50% · 4.625%
HK$31,622
+HK$1,583/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,078/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,741
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,697
−HK$972/mo
Today · 4.125%
HK$32,669
baseline
▲ 0.50% · 4.625%
HK$34,656
+HK$1,987/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$65,338/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,199
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,116
−HK$931/mo
Today · 4.125%
HK$36,047
baseline
▲ 0.50% · 4.625%
HK$37,947
+HK$1,900/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$72,094/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,864
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,980
−HK$1,133/mo
Today · 4.125%
HK$38,113
baseline
▲ 0.50% · 4.625%
HK$40,433
+HK$2,320/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$76,226/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,899
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$40,969
−HK$1,085/mo
Today · 4.125%
HK$42,054
baseline
▲ 0.50% · 4.625%
HK$44,271
+HK$2,217/mo
Deposit HK$3.37M · loan HK$7.86M · min. income ≈ HK$84,108/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,111
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,546
−HK$1,457/mo
Today · 4.125%
HK$49,003
baseline
▲ 0.50% · 4.625%
HK$51,985
+HK$2,982/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$98,006/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$421,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,298
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,674
−HK$1,396/mo
Today · 4.125%
HK$54,070
baseline
▲ 0.50% · 4.625%
HK$56,920
+HK$2,850/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$108,140/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$421,293 · Scale 2, in force from 26 Feb 2026)