LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,621
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,418
−HK$810/mo
Today · 4.125%
HK$27,228
baseline
▲ 0.50% · 4.625%
HK$28,885
+HK$1,657/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,456/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,503
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,268
−HK$775/mo
Today · 4.125%
HK$30,043
baseline
▲ 0.50% · 4.625%
HK$31,627
+HK$1,584/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,086/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,745
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,702
−HK$971/mo
Today · 4.125%
HK$32,673
baseline
▲ 0.50% · 4.625%
HK$34,662
+HK$1,989/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$65,346/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,204
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,121
−HK$931/mo
Today · 4.125%
HK$36,052
baseline
▲ 0.50% · 4.625%
HK$37,952
+HK$1,900/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$72,104/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,870
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,985
−HK$1,134/mo
Today · 4.125%
HK$38,119
baseline
▲ 0.50% · 4.625%
HK$40,438
+HK$2,319/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,238/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,905
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,975
−HK$1,086/mo
Today · 4.125%
HK$42,061
baseline
▲ 0.50% · 4.625%
HK$44,278
+HK$2,217/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,122/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,118
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,553
−HK$1,457/mo
Today · 4.125%
HK$49,010
baseline
▲ 0.50% · 4.625%
HK$51,992
+HK$2,982/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$98,020/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$421,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,306
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,682
−HK$1,396/mo
Today · 4.125%
HK$54,078
baseline
▲ 0.50% · 4.625%
HK$56,928
+HK$2,850/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$108,156/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$421,354 · Scale 2, in force from 26 Feb 2026)