LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,624
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,421
−HK$810/mo
Today · 4.125%
HK$27,231
baseline
▲ 0.50% · 4.625%
HK$28,888
+HK$1,657/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,462/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,507
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,271
−HK$776/mo
Today · 4.125%
HK$30,047
baseline
▲ 0.50% · 4.625%
HK$31,631
+HK$1,584/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,094/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,749
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,706
−HK$971/mo
Today · 4.125%
HK$32,677
baseline
▲ 0.50% · 4.625%
HK$34,666
+HK$1,989/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$65,354/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,208
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,126
−HK$930/mo
Today · 4.125%
HK$36,056
baseline
▲ 0.50% · 4.625%
HK$37,957
+HK$1,901/mo
Deposit HK$4.49M · loan HK$6.74M · min. income ≈ HK$72,112/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,874
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,990
−HK$1,134/mo
Today · 4.125%
HK$38,124
baseline
▲ 0.50% · 4.625%
HK$40,443
+HK$2,319/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,248/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,909
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,980
−HK$1,086/mo
Today · 4.125%
HK$42,066
baseline
▲ 0.50% · 4.625%
HK$44,283
+HK$2,217/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,132/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,124
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,558
−HK$1,458/mo
Today · 4.125%
HK$49,016
baseline
▲ 0.50% · 4.625%
HK$51,999
+HK$2,983/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$98,032/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,312
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,688
−HK$1,396/mo
Today · 4.125%
HK$54,084
baseline
▲ 0.50% · 4.625%
HK$56,935
+HK$2,851/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$108,168/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,405 · Scale 2, in force from 26 Feb 2026)