LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,626
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$26,423
−HK$809/mo
Today · 4.125%
HK$27,232
baseline
▲ 0.50% · 4.625%
HK$28,890
+HK$1,658/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,464/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,508
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,273
−HK$775/mo
Today · 4.125%
HK$30,048
baseline
▲ 0.50% · 4.625%
HK$31,632
+HK$1,584/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,096/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,751
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,707
−HK$972/mo
Today · 4.125%
HK$32,679
baseline
▲ 0.50% · 4.625%
HK$34,667
+HK$1,988/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$65,358/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,210
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,127
−HK$931/mo
Today · 4.125%
HK$36,058
baseline
▲ 0.50% · 4.625%
HK$37,959
+HK$1,901/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$72,116/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,876
−HK$2,249/mo
▼ 0.25% · 3.875%
HK$36,992
−HK$1,133/mo
Today · 4.125%
HK$38,125
baseline
▲ 0.50% · 4.625%
HK$40,445
+HK$2,320/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,250/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,911
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,982
−HK$1,086/mo
Today · 4.125%
HK$42,068
baseline
▲ 0.50% · 4.625%
HK$44,285
+HK$2,217/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,136/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,126
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,561
−HK$1,457/mo
Today · 4.125%
HK$49,018
baseline
▲ 0.50% · 4.625%
HK$52,001
+HK$2,983/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$98,036/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,315
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,691
−HK$1,396/mo
Today · 4.125%
HK$54,087
baseline
▲ 0.50% · 4.625%
HK$56,938
+HK$2,851/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$108,174/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,426 · Scale 2, in force from 26 Feb 2026)