LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,626
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,423
−HK$810/mo
Today · 4.125%
HK$27,233
baseline
▲ 0.50% · 4.625%
HK$28,890
+HK$1,657/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,466/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,509
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,274
−HK$775/mo
Today · 4.125%
HK$30,049
baseline
▲ 0.50% · 4.625%
HK$31,633
+HK$1,584/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,098/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,752
−HK$1,928/mo
▼ 0.25% · 3.875%
HK$31,708
−HK$972/mo
Today · 4.125%
HK$32,680
baseline
▲ 0.50% · 4.625%
HK$34,669
+HK$1,989/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$65,360/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,211
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,128
−HK$931/mo
Today · 4.125%
HK$36,059
baseline
▲ 0.50% · 4.625%
HK$37,960
+HK$1,901/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$72,118/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,877
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,993
−HK$1,134/mo
Today · 4.125%
HK$38,127
baseline
▲ 0.50% · 4.625%
HK$40,447
+HK$2,320/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,254/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,913
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,983
−HK$1,086/mo
Today · 4.125%
HK$42,069
baseline
▲ 0.50% · 4.625%
HK$44,287
+HK$2,218/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,138/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,127
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,562
−HK$1,458/mo
Today · 4.125%
HK$49,020
baseline
▲ 0.50% · 4.625%
HK$52,003
+HK$2,983/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$98,040/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,316
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,693
−HK$1,396/mo
Today · 4.125%
HK$54,089
baseline
▲ 0.50% · 4.625%
HK$56,940
+HK$2,851/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$108,178/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,439 · Scale 2, in force from 26 Feb 2026)