LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,627
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,424
−HK$810/mo
Today · 4.125%
HK$27,234
baseline
▲ 0.50% · 4.625%
HK$28,891
+HK$1,657/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,468/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,510
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,274
−HK$776/mo
Today · 4.125%
HK$30,050
baseline
▲ 0.50% · 4.625%
HK$31,634
+HK$1,584/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,100/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,752
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,709
−HK$972/mo
Today · 4.125%
HK$32,681
baseline
▲ 0.50% · 4.625%
HK$34,669
+HK$1,988/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$65,362/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,212
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,129
−HK$931/mo
Today · 4.125%
HK$36,060
baseline
▲ 0.50% · 4.625%
HK$37,961
+HK$1,901/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$72,120/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,878
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,994
−HK$1,134/mo
Today · 4.125%
HK$38,128
baseline
▲ 0.50% · 4.625%
HK$40,448
+HK$2,320/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,256/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,914
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,984
−HK$1,086/mo
Today · 4.125%
HK$42,070
baseline
▲ 0.50% · 4.625%
HK$44,288
+HK$2,218/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,140/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,129
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,563
−HK$1,458/mo
Today · 4.125%
HK$49,021
baseline
▲ 0.50% · 4.625%
HK$52,004
+HK$2,983/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$98,042/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,318
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,694
−HK$1,396/mo
Today · 4.125%
HK$54,090
baseline
▲ 0.50% · 4.625%
HK$56,941
+HK$2,851/mo
Deposit HK$1.12M · loan HK$10.11M · min. income ≈ HK$108,180/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,450 · Scale 2, in force from 26 Feb 2026)