LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,629
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,426
−HK$810/mo
Today · 4.125%
HK$27,236
baseline
▲ 0.50% · 4.625%
HK$28,893
+HK$1,657/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,472/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,512
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,276
−HK$776/mo
Today · 4.125%
HK$30,052
baseline
▲ 0.50% · 4.625%
HK$31,636
+HK$1,584/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,104/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,754
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,711
−HK$972/mo
Today · 4.125%
HK$32,683
baseline
▲ 0.50% · 4.625%
HK$34,672
+HK$1,989/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$65,366/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,214
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,132
−HK$930/mo
Today · 4.125%
HK$36,062
baseline
▲ 0.50% · 4.625%
HK$37,963
+HK$1,901/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$72,124/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,880
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,996
−HK$1,134/mo
Today · 4.125%
HK$38,130
baseline
▲ 0.50% · 4.625%
HK$40,450
+HK$2,320/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,260/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,916
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,987
−HK$1,086/mo
Today · 4.125%
HK$42,073
baseline
▲ 0.50% · 4.625%
HK$44,291
+HK$2,218/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,146/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,132
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,567
−HK$1,458/mo
Today · 4.125%
HK$49,025
baseline
▲ 0.50% · 4.625%
HK$52,008
+HK$2,983/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$98,050/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,321
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,697
−HK$1,397/mo
Today · 4.125%
HK$54,094
baseline
▲ 0.50% · 4.625%
HK$56,945
+HK$2,851/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$108,188/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,478 · Scale 2, in force from 26 Feb 2026)