LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,631
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,428
−HK$810/mo
Today · 4.125%
HK$27,238
baseline
▲ 0.50% · 4.625%
HK$28,895
+HK$1,657/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,476/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,514
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,279
−HK$775/mo
Today · 4.125%
HK$30,054
baseline
▲ 0.50% · 4.625%
HK$31,639
+HK$1,585/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,108/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,757
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,714
−HK$972/mo
Today · 4.125%
HK$32,686
baseline
▲ 0.50% · 4.625%
HK$34,674
+HK$1,988/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$65,372/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,217
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,134
−HK$931/mo
Today · 4.125%
HK$36,065
baseline
▲ 0.50% · 4.625%
HK$37,966
+HK$1,901/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$72,130/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,883
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$36,999
−HK$1,134/mo
Today · 4.125%
HK$38,133
baseline
▲ 0.50% · 4.625%
HK$40,454
+HK$2,321/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,266/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,920
−HK$2,156/mo
▼ 0.25% · 3.875%
HK$40,990
−HK$1,086/mo
Today · 4.125%
HK$42,076
baseline
▲ 0.50% · 4.625%
HK$44,294
+HK$2,218/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,152/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,135
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,570
−HK$1,458/mo
Today · 4.125%
HK$49,028
baseline
▲ 0.50% · 4.625%
HK$52,012
+HK$2,984/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$98,056/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,325
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,702
−HK$1,396/mo
Today · 4.125%
HK$54,098
baseline
▲ 0.50% · 4.625%
HK$56,950
+HK$2,852/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$108,196/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,511 · Scale 2, in force from 26 Feb 2026)