LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,632
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,429
−HK$810/mo
Today · 4.125%
HK$27,239
baseline
▲ 0.50% · 4.625%
HK$28,896
+HK$1,657/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,478/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,515
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,280
−HK$775/mo
Today · 4.125%
HK$30,055
baseline
▲ 0.50% · 4.625%
HK$31,640
+HK$1,585/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,110/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,758
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,715
−HK$972/mo
Today · 4.125%
HK$32,687
baseline
▲ 0.50% · 4.625%
HK$34,676
+HK$1,989/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$65,374/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,218
−HK$1,848/mo
▼ 0.25% · 3.875%
HK$35,135
−HK$931/mo
Today · 4.125%
HK$36,066
baseline
▲ 0.50% · 4.625%
HK$37,968
+HK$1,902/mo
Deposit HK$4.50M · loan HK$6.74M · min. income ≈ HK$72,132/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,884
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$37,000
−HK$1,134/mo
Today · 4.125%
HK$38,134
baseline
▲ 0.50% · 4.625%
HK$40,455
+HK$2,321/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,268/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,921
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$40,991
−HK$1,087/mo
Today · 4.125%
HK$42,078
baseline
▲ 0.50% · 4.625%
HK$44,295
+HK$2,217/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,156/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,137
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,572
−HK$1,458/mo
Today · 4.125%
HK$49,030
baseline
▲ 0.50% · 4.625%
HK$52,013
+HK$2,983/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$98,060/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,327
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,703
−HK$1,397/mo
Today · 4.125%
HK$54,100
baseline
▲ 0.50% · 4.625%
HK$56,951
+HK$2,851/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$108,200/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,524 · Scale 2, in force from 26 Feb 2026)