LTV · monthly repayment
▼ 0.50% · 3.625%
HK$256,325
−HK$16,074/mo
▼ 0.25% · 3.875%
HK$264,298
−HK$8,101/mo
Today · 4.125%
HK$272,399
baseline
▲ 0.50% · 4.625%
HK$288,974
+HK$16,575/mo
Deposit HK$56.21M · loan HK$56.21M · min. income ≈ HK$544,798/mo (50% DSR)
Upfront cash ≈ HK$63.51M (deposit + AVD stamp duty HK$7,306,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,159
−HK$15,406/mo
▼ 0.25% · 3.875%
HK$292,807
−HK$7,758/mo
Today · 4.125%
HK$300,565
baseline
▲ 0.50% · 4.625%
HK$316,409
+HK$15,844/mo
Deposit HK$56.21M · loan HK$56.21M · min. income ≈ HK$601,130/mo (50% DSR)
Upfront cash ≈ HK$63.51M (deposit + AVD stamp duty HK$7,306,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,590
−HK$19,289/mo
▼ 0.25% · 3.875%
HK$317,158
−HK$9,721/mo
Today · 4.125%
HK$326,879
baseline
▲ 0.50% · 4.625%
HK$346,769
+HK$19,890/mo
Deposit HK$44.96M · loan HK$67.45M · min. income ≈ HK$653,758/mo (50% DSR)
Upfront cash ≈ HK$52.27M (deposit + AVD stamp duty HK$7,306,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,191
−HK$18,488/mo
▼ 0.25% · 3.875%
HK$351,368
−HK$9,311/mo
Today · 4.125%
HK$360,679
baseline
▲ 0.50% · 4.625%
HK$379,690
+HK$19,011/mo
Deposit HK$44.96M · loan HK$67.45M · min. income ≈ HK$721,358/mo (50% DSR)
Upfront cash ≈ HK$52.27M (deposit + AVD stamp duty HK$7,306,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,855
−HK$22,504/mo
▼ 0.25% · 3.875%
HK$370,018
−HK$11,341/mo
Today · 4.125%
HK$381,359
baseline
▲ 0.50% · 4.625%
HK$404,563
+HK$23,204/mo
Deposit HK$33.72M · loan HK$78.69M · min. income ≈ HK$762,718/mo (50% DSR)
Upfront cash ≈ HK$41.03M (deposit + AVD stamp duty HK$7,306,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,223
−HK$21,569/mo
▼ 0.25% · 3.875%
HK$409,930
−HK$10,862/mo
Today · 4.125%
HK$420,792
baseline
▲ 0.50% · 4.625%
HK$442,972
+HK$22,180/mo
Deposit HK$33.72M · loan HK$78.69M · min. income ≈ HK$841,584/mo (50% DSR)
Upfront cash ≈ HK$41.03M (deposit + AVD stamp duty HK$7,306,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$461,385
−HK$28,933/mo
▼ 0.25% · 3.875%
HK$475,737
−HK$14,581/mo
Today · 4.125%
HK$490,318
baseline
▲ 0.50% · 4.625%
HK$520,153
+HK$29,835/mo
Deposit HK$11.24M · loan HK$101.17M · min. income ≈ HK$980,636/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$7,306,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$513,286
−HK$27,732/mo
▼ 0.25% · 3.875%
HK$527,053
−HK$13,965/mo
Today · 4.125%
HK$541,018
baseline
▲ 0.50% · 4.625%
HK$569,536
+HK$28,518/mo
Deposit HK$11.24M · loan HK$101.17M · min. income ≈ HK$1,082,036/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$7,306,694 · Scale 2, in force from 26 Feb 2026)