LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,638
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,435
−HK$810/mo
Today · 4.125%
HK$27,245
baseline
▲ 0.50% · 4.625%
HK$28,903
+HK$1,658/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,490/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,522
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,286
−HK$776/mo
Today · 4.125%
HK$30,062
baseline
▲ 0.50% · 4.625%
HK$31,647
+HK$1,585/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,124/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,765
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,722
−HK$972/mo
Today · 4.125%
HK$32,694
baseline
▲ 0.50% · 4.625%
HK$34,684
+HK$1,990/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$65,388/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,226
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,144
−HK$931/mo
Today · 4.125%
HK$36,075
baseline
▲ 0.50% · 4.625%
HK$37,977
+HK$1,902/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$72,150/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,893
−HK$2,250/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$1,134/mo
Today · 4.125%
HK$38,143
baseline
▲ 0.50% · 4.625%
HK$40,464
+HK$2,321/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,286/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,930
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,001
−HK$1,086/mo
Today · 4.125%
HK$42,087
baseline
▲ 0.50% · 4.625%
HK$44,306
+HK$2,219/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,174/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,148
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,583
−HK$1,459/mo
Today · 4.125%
HK$49,042
baseline
▲ 0.50% · 4.625%
HK$52,026
+HK$2,984/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$98,084/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,339
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,716
−HK$1,396/mo
Today · 4.125%
HK$54,112
baseline
▲ 0.50% · 4.625%
HK$56,965
+HK$2,853/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$108,224/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,624 · Scale 2, in force from 26 Feb 2026)