LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,639
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,436
−HK$811/mo
Today · 4.125%
HK$27,247
baseline
▲ 0.50% · 4.625%
HK$28,904
+HK$1,657/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,494/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,523
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,288
−HK$776/mo
Today · 4.125%
HK$30,064
baseline
▲ 0.50% · 4.625%
HK$31,649
+HK$1,585/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,128/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,767
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,724
−HK$972/mo
Today · 4.125%
HK$32,696
baseline
▲ 0.50% · 4.625%
HK$34,685
+HK$1,989/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$65,392/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,227
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,145
−HK$932/mo
Today · 4.125%
HK$36,077
baseline
▲ 0.50% · 4.625%
HK$37,978
+HK$1,901/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$72,154/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,894
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,011
−HK$1,134/mo
Today · 4.125%
HK$38,145
baseline
▲ 0.50% · 4.625%
HK$40,466
+HK$2,321/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,290/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,932
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,003
−HK$1,086/mo
Today · 4.125%
HK$42,089
baseline
▲ 0.50% · 4.625%
HK$44,308
+HK$2,219/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,178/mo (50% DSR)
Upfront cash ≈ HK$3.79M (deposit + AVD stamp duty HK$421,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,150
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,585
−HK$1,459/mo
Today · 4.125%
HK$49,044
baseline
▲ 0.50% · 4.625%
HK$52,028
+HK$2,984/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$98,088/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,341
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,718
−HK$1,397/mo
Today · 4.125%
HK$54,115
baseline
▲ 0.50% · 4.625%
HK$56,967
+HK$2,852/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$108,230/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,643 · Scale 2, in force from 26 Feb 2026)