LTV · monthly repayment
▼ 0.50% · 3.625%
HK$256,398
−HK$16,079/mo
▼ 0.25% · 3.875%
HK$264,374
−HK$8,103/mo
Today · 4.125%
HK$272,477
baseline
▲ 0.50% · 4.625%
HK$289,056
+HK$16,579/mo
Deposit HK$56.22M · loan HK$56.22M · min. income ≈ HK$544,954/mo (50% DSR)
Upfront cash ≈ HK$63.53M (deposit + AVD stamp duty HK$7,308,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,240
−HK$15,411/mo
▼ 0.25% · 3.875%
HK$292,890
−HK$7,761/mo
Today · 4.125%
HK$300,651
baseline
▲ 0.50% · 4.625%
HK$316,499
+HK$15,848/mo
Deposit HK$56.22M · loan HK$56.22M · min. income ≈ HK$601,302/mo (50% DSR)
Upfront cash ≈ HK$63.53M (deposit + AVD stamp duty HK$7,308,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$307,678
−HK$19,294/mo
▼ 0.25% · 3.875%
HK$317,248
−HK$9,724/mo
Today · 4.125%
HK$326,972
baseline
▲ 0.50% · 4.625%
HK$346,867
+HK$19,895/mo
Deposit HK$44.98M · loan HK$67.47M · min. income ≈ HK$653,944/mo (50% DSR)
Upfront cash ≈ HK$52.29M (deposit + AVD stamp duty HK$7,308,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,288
−HK$18,493/mo
▼ 0.25% · 3.875%
HK$351,468
−HK$9,313/mo
Today · 4.125%
HK$360,781
baseline
▲ 0.50% · 4.625%
HK$379,798
+HK$19,017/mo
Deposit HK$44.98M · loan HK$67.47M · min. income ≈ HK$721,562/mo (50% DSR)
Upfront cash ≈ HK$52.29M (deposit + AVD stamp duty HK$7,308,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$358,957
−HK$22,510/mo
▼ 0.25% · 3.875%
HK$370,123
−HK$11,344/mo
Today · 4.125%
HK$381,467
baseline
▲ 0.50% · 4.625%
HK$404,678
+HK$23,211/mo
Deposit HK$33.73M · loan HK$78.71M · min. income ≈ HK$762,934/mo (50% DSR)
Upfront cash ≈ HK$41.04M (deposit + AVD stamp duty HK$7,308,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$399,336
−HK$21,575/mo
▼ 0.25% · 3.875%
HK$410,046
−HK$10,865/mo
Today · 4.125%
HK$420,911
baseline
▲ 0.50% · 4.625%
HK$443,098
+HK$22,187/mo
Deposit HK$33.73M · loan HK$78.71M · min. income ≈ HK$841,822/mo (50% DSR)
Upfront cash ≈ HK$41.04M (deposit + AVD stamp duty HK$7,308,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$461,517
−HK$28,941/mo
▼ 0.25% · 3.875%
HK$475,872
−HK$14,586/mo
Today · 4.125%
HK$490,458
baseline
▲ 0.50% · 4.625%
HK$520,301
+HK$29,843/mo
Deposit HK$11.24M · loan HK$101.20M · min. income ≈ HK$980,916/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$7,308,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$513,433
−HK$27,739/mo
▼ 0.25% · 3.875%
HK$527,203
−HK$13,969/mo
Today · 4.125%
HK$541,172
baseline
▲ 0.50% · 4.625%
HK$569,698
+HK$28,526/mo
Deposit HK$11.24M · loan HK$101.20M · min. income ≈ HK$1,082,344/mo (50% DSR)
Upfront cash ≈ HK$18.55M (deposit + AVD stamp duty HK$7,308,773 · Scale 2, in force from 26 Feb 2026)