LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,641
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,439
−HK$810/mo
Today · 4.125%
HK$27,249
baseline
▲ 0.50% · 4.625%
HK$28,907
+HK$1,658/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,498/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,525
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,291
−HK$776/mo
Today · 4.125%
HK$30,067
baseline
▲ 0.50% · 4.625%
HK$31,651
+HK$1,584/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,134/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,769
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,726
−HK$973/mo
Today · 4.125%
HK$32,699
baseline
▲ 0.50% · 4.625%
HK$34,688
+HK$1,989/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$65,398/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,231
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,149
−HK$931/mo
Today · 4.125%
HK$36,080
baseline
▲ 0.50% · 4.625%
HK$37,982
+HK$1,902/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$72,160/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,898
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,014
−HK$1,135/mo
Today · 4.125%
HK$38,149
baseline
▲ 0.50% · 4.625%
HK$40,470
+HK$2,321/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,298/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,936
−HK$2,157/mo
▼ 0.25% · 3.875%
HK$41,007
−HK$1,086/mo
Today · 4.125%
HK$42,093
baseline
▲ 0.50% · 4.625%
HK$44,312
+HK$2,219/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,186/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,154
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,590
−HK$1,458/mo
Today · 4.125%
HK$49,048
baseline
▲ 0.50% · 4.625%
HK$52,033
+HK$2,985/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$98,096/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,346
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,723
−HK$1,397/mo
Today · 4.125%
HK$54,120
baseline
▲ 0.50% · 4.625%
HK$56,973
+HK$2,853/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$108,240/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,682 · Scale 2, in force from 26 Feb 2026)