LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,643
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,440
−HK$811/mo
Today · 4.125%
HK$27,251
baseline
▲ 0.50% · 4.625%
HK$28,909
+HK$1,658/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,502/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,527
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,292
−HK$776/mo
Today · 4.125%
HK$30,068
baseline
▲ 0.50% · 4.625%
HK$31,653
+HK$1,585/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,136/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,771
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,728
−HK$973/mo
Today · 4.125%
HK$32,701
baseline
▲ 0.50% · 4.625%
HK$34,690
+HK$1,989/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$65,402/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,233
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,151
−HK$931/mo
Today · 4.125%
HK$36,082
baseline
▲ 0.50% · 4.625%
HK$37,984
+HK$1,902/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$72,164/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,900
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,016
−HK$1,135/mo
Today · 4.125%
HK$38,151
baseline
▲ 0.50% · 4.625%
HK$40,472
+HK$2,321/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,302/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,938
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,009
−HK$1,087/mo
Today · 4.125%
HK$42,096
baseline
▲ 0.50% · 4.625%
HK$44,315
+HK$2,219/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,192/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,157
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,592
−HK$1,459/mo
Today · 4.125%
HK$49,051
baseline
▲ 0.50% · 4.625%
HK$52,036
+HK$2,985/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$98,102/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,349
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,726
−HK$1,397/mo
Today · 4.125%
HK$54,123
baseline
▲ 0.50% · 4.625%
HK$56,976
+HK$2,853/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$108,246/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,706 · Scale 2, in force from 26 Feb 2026)