LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,643
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,441
−HK$810/mo
Today · 4.125%
HK$27,251
baseline
▲ 0.50% · 4.625%
HK$28,909
+HK$1,658/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,502/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,528
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,293
−HK$776/mo
Today · 4.125%
HK$30,069
baseline
▲ 0.50% · 4.625%
HK$31,654
+HK$1,585/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,138/mo (50% DSR)
Upfront cash ≈ HK$6.04M (deposit + AVD stamp duty HK$421,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,772
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,729
−HK$973/mo
Today · 4.125%
HK$32,702
baseline
▲ 0.50% · 4.625%
HK$34,691
+HK$1,989/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$65,404/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,233
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,151
−HK$932/mo
Today · 4.125%
HK$36,083
baseline
▲ 0.50% · 4.625%
HK$37,985
+HK$1,902/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$72,166/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,900
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,017
−HK$1,135/mo
Today · 4.125%
HK$38,152
baseline
▲ 0.50% · 4.625%
HK$40,473
+HK$2,321/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,304/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,939
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,010
−HK$1,087/mo
Today · 4.125%
HK$42,097
baseline
▲ 0.50% · 4.625%
HK$44,316
+HK$2,219/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,194/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,158
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,594
−HK$1,458/mo
Today · 4.125%
HK$49,052
baseline
▲ 0.50% · 4.625%
HK$52,037
+HK$2,985/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$98,104/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,350
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,727
−HK$1,397/mo
Today · 4.125%
HK$54,124
baseline
▲ 0.50% · 4.625%
HK$56,977
+HK$2,853/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$108,248/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,716 · Scale 2, in force from 26 Feb 2026)