LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,647
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,445
−HK$810/mo
Today · 4.125%
HK$27,255
baseline
▲ 0.50% · 4.625%
HK$28,914
+HK$1,659/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,510/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$421,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,532
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,297
−HK$777/mo
Today · 4.125%
HK$30,074
baseline
▲ 0.50% · 4.625%
HK$31,659
+HK$1,585/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,148/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$421,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,777
−HK$1,929/mo
▼ 0.25% · 3.875%
HK$31,734
−HK$972/mo
Today · 4.125%
HK$32,706
baseline
▲ 0.50% · 4.625%
HK$34,697
+HK$1,991/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$65,412/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,239
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$35,157
−HK$931/mo
Today · 4.125%
HK$36,088
baseline
▲ 0.50% · 4.625%
HK$37,991
+HK$1,903/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$72,176/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,906
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,023
−HK$1,135/mo
Today · 4.125%
HK$38,158
baseline
▲ 0.50% · 4.625%
HK$40,479
+HK$2,321/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,316/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,945
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$41,016
−HK$1,087/mo
Today · 4.125%
HK$42,103
baseline
▲ 0.50% · 4.625%
HK$44,322
+HK$2,219/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,206/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,165
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,601
−HK$1,459/mo
Today · 4.125%
HK$49,060
baseline
▲ 0.50% · 4.625%
HK$52,045
+HK$2,985/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$98,120/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,358
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,735
−HK$1,398/mo
Today · 4.125%
HK$54,133
baseline
▲ 0.50% · 4.625%
HK$56,986
+HK$2,853/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$108,266/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,780 · Scale 2, in force from 26 Feb 2026)