LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,651
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,449
−HK$811/mo
Today · 4.125%
HK$27,260
baseline
▲ 0.50% · 4.625%
HK$28,918
+HK$1,658/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$54,520/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$421,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,537
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,302
−HK$776/mo
Today · 4.125%
HK$30,078
baseline
▲ 0.50% · 4.625%
HK$31,664
+HK$1,586/mo
Deposit HK$5.62M · loan HK$5.62M · min. income ≈ HK$60,156/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$421,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,781
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,739
−HK$973/mo
Today · 4.125%
HK$32,712
baseline
▲ 0.50% · 4.625%
HK$34,702
+HK$1,990/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$65,424/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,244
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,162
−HK$932/mo
Today · 4.125%
HK$36,094
baseline
▲ 0.50% · 4.625%
HK$37,997
+HK$1,903/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$72,188/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,912
−HK$2,251/mo
▼ 0.25% · 3.875%
HK$37,029
−HK$1,134/mo
Today · 4.125%
HK$38,163
baseline
▲ 0.50% · 4.625%
HK$40,486
+HK$2,323/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$76,326/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,951
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,023
−HK$1,087/mo
Today · 4.125%
HK$42,110
baseline
▲ 0.50% · 4.625%
HK$44,329
+HK$2,219/mo
Deposit HK$3.37M · loan HK$7.87M · min. income ≈ HK$84,220/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,172
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,608
−HK$1,459/mo
Today · 4.125%
HK$49,067
baseline
▲ 0.50% · 4.625%
HK$52,053
+HK$2,986/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$98,134/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,366
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,743
−HK$1,398/mo
Today · 4.125%
HK$54,141
baseline
▲ 0.50% · 4.625%
HK$56,995
+HK$2,854/mo
Deposit HK$1.12M · loan HK$10.12M · min. income ≈ HK$108,282/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,846 · Scale 2, in force from 26 Feb 2026)