LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,653
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,451
−HK$811/mo
Today · 4.125%
HK$27,262
baseline
▲ 0.50% · 4.625%
HK$28,920
+HK$1,658/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,524/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$421,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,539
−HK$1,541/mo
▼ 0.25% · 3.875%
HK$29,304
−HK$776/mo
Today · 4.125%
HK$30,080
baseline
▲ 0.50% · 4.625%
HK$31,666
+HK$1,586/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,160/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$421,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,784
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,741
−HK$973/mo
Today · 4.125%
HK$32,714
baseline
▲ 0.50% · 4.625%
HK$34,704
+HK$1,990/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$65,428/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,246
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,165
−HK$932/mo
Today · 4.125%
HK$36,097
baseline
▲ 0.50% · 4.625%
HK$37,999
+HK$1,902/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$72,194/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,914
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,031
−HK$1,135/mo
Today · 4.125%
HK$38,166
baseline
▲ 0.50% · 4.625%
HK$40,489
+HK$2,323/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$76,332/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,954
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,026
−HK$1,087/mo
Today · 4.125%
HK$42,113
baseline
▲ 0.50% · 4.625%
HK$44,333
+HK$2,220/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$84,226/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,175
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,612
−HK$1,459/mo
Today · 4.125%
HK$49,071
baseline
▲ 0.50% · 4.625%
HK$52,057
+HK$2,986/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$98,142/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,370
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,747
−HK$1,398/mo
Today · 4.125%
HK$54,145
baseline
▲ 0.50% · 4.625%
HK$56,999
+HK$2,854/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$108,290/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,876 · Scale 2, in force from 26 Feb 2026)