LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,655
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,453
−HK$810/mo
Today · 4.125%
HK$27,263
baseline
▲ 0.50% · 4.625%
HK$28,922
+HK$1,659/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,526/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$421,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,541
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$777/mo
Today · 4.125%
HK$30,083
baseline
▲ 0.50% · 4.625%
HK$31,668
+HK$1,585/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,166/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$421,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,786
−HK$1,930/mo
▼ 0.25% · 3.875%
HK$31,743
−HK$973/mo
Today · 4.125%
HK$32,716
baseline
▲ 0.50% · 4.625%
HK$34,707
+HK$1,991/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$65,432/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,249
−HK$1,850/mo
▼ 0.25% · 3.875%
HK$35,167
−HK$932/mo
Today · 4.125%
HK$36,099
baseline
▲ 0.50% · 4.625%
HK$38,002
+HK$1,903/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$72,198/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,917
−HK$2,252/mo
▼ 0.25% · 3.875%
HK$37,034
−HK$1,135/mo
Today · 4.125%
HK$38,169
baseline
▲ 0.50% · 4.625%
HK$40,491
+HK$2,322/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$76,338/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,957
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,028
−HK$1,088/mo
Today · 4.125%
HK$42,116
baseline
▲ 0.50% · 4.625%
HK$44,335
+HK$2,219/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$84,232/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,178
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,615
−HK$1,459/mo
Today · 4.125%
HK$49,074
baseline
▲ 0.50% · 4.625%
HK$52,060
+HK$2,986/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$98,148/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,373
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,751
−HK$1,398/mo
Today · 4.125%
HK$54,149
baseline
▲ 0.50% · 4.625%
HK$57,003
+HK$2,854/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$108,298/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,905 · Scale 2, in force from 26 Feb 2026)