LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,657
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,455
−HK$811/mo
Today · 4.125%
HK$27,266
baseline
▲ 0.50% · 4.625%
HK$28,925
+HK$1,659/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,532/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$421,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,544
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,309
−HK$777/mo
Today · 4.125%
HK$30,086
baseline
▲ 0.50% · 4.625%
HK$31,671
+HK$1,585/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,172/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$421,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,789
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,746
−HK$974/mo
Today · 4.125%
HK$32,720
baseline
▲ 0.50% · 4.625%
HK$34,710
+HK$1,990/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$65,440/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,252
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,171
−HK$932/mo
Today · 4.125%
HK$36,103
baseline
▲ 0.50% · 4.625%
HK$38,006
+HK$1,903/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$72,206/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$421,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,920
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,038
−HK$1,135/mo
Today · 4.125%
HK$38,173
baseline
▲ 0.50% · 4.625%
HK$40,495
+HK$2,322/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$76,346/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,961
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,033
−HK$1,087/mo
Today · 4.125%
HK$42,120
baseline
▲ 0.50% · 4.625%
HK$44,340
+HK$2,220/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$84,240/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$421,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,183
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,620
−HK$1,459/mo
Today · 4.125%
HK$49,079
baseline
▲ 0.50% · 4.625%
HK$52,066
+HK$2,987/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$98,158/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,378
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,756
−HK$1,398/mo
Today · 4.125%
HK$54,154
baseline
▲ 0.50% · 4.625%
HK$57,009
+HK$2,855/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$108,308/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$421,948 · Scale 2, in force from 26 Feb 2026)