LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,663
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$26,461
−HK$811/mo
Today · 4.125%
HK$27,272
baseline
▲ 0.50% · 4.625%
HK$28,932
+HK$1,660/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,544/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$422,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,550
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,315
−HK$777/mo
Today · 4.125%
HK$30,092
baseline
▲ 0.50% · 4.625%
HK$31,678
+HK$1,586/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,184/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$422,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,795
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,753
−HK$974/mo
Today · 4.125%
HK$32,727
baseline
▲ 0.50% · 4.625%
HK$34,718
+HK$1,991/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$65,454/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$422,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,260
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,178
−HK$933/mo
Today · 4.125%
HK$36,111
baseline
▲ 0.50% · 4.625%
HK$38,014
+HK$1,903/mo
Deposit HK$4.50M · loan HK$6.75M · min. income ≈ HK$72,222/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$422,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,928
−HK$2,253/mo
▼ 0.25% · 3.875%
HK$37,046
−HK$1,135/mo
Today · 4.125%
HK$38,181
baseline
▲ 0.50% · 4.625%
HK$40,504
+HK$2,323/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$76,362/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,970
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$41,042
−HK$1,087/mo
Today · 4.125%
HK$42,129
baseline
▲ 0.50% · 4.625%
HK$44,350
+HK$2,221/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$84,258/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,193
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,630
−HK$1,460/mo
Today · 4.125%
HK$49,090
baseline
▲ 0.50% · 4.625%
HK$52,077
+HK$2,987/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$98,180/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,390
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,768
−HK$1,398/mo
Today · 4.125%
HK$54,166
baseline
▲ 0.50% · 4.625%
HK$57,021
+HK$2,855/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$108,332/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,040 · Scale 2, in force from 26 Feb 2026)