LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,674
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,472
−HK$812/mo
Today · 4.125%
HK$27,284
baseline
▲ 0.50% · 4.625%
HK$28,944
+HK$1,660/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,568/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$422,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,562
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,328
−HK$777/mo
Today · 4.125%
HK$30,105
baseline
▲ 0.50% · 4.625%
HK$31,692
+HK$1,587/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,210/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$422,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,808
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,767
−HK$973/mo
Today · 4.125%
HK$32,740
baseline
▲ 0.50% · 4.625%
HK$34,733
+HK$1,993/mo
Deposit HK$4.50M · loan HK$6.76M · min. income ≈ HK$65,480/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,274
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,193
−HK$933/mo
Today · 4.125%
HK$36,126
baseline
▲ 0.50% · 4.625%
HK$38,030
+HK$1,904/mo
Deposit HK$4.50M · loan HK$6.76M · min. income ≈ HK$72,252/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,943
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,061
−HK$1,136/mo
Today · 4.125%
HK$38,197
baseline
▲ 0.50% · 4.625%
HK$40,521
+HK$2,324/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$76,394/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,986
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,059
−HK$1,088/mo
Today · 4.125%
HK$42,147
baseline
▲ 0.50% · 4.625%
HK$44,368
+HK$2,221/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$84,294/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,213
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,650
−HK$1,461/mo
Today · 4.125%
HK$49,111
baseline
▲ 0.50% · 4.625%
HK$52,099
+HK$2,988/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$98,222/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,411
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,790
−HK$1,399/mo
Today · 4.125%
HK$54,189
baseline
▲ 0.50% · 4.625%
HK$57,045
+HK$2,856/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$108,378/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,217 · Scale 2, in force from 26 Feb 2026)