LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,676
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,475
−HK$811/mo
Today · 4.125%
HK$27,286
baseline
▲ 0.50% · 4.625%
HK$28,946
+HK$1,660/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,572/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$422,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,564
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,330
−HK$777/mo
Today · 4.125%
HK$30,107
baseline
▲ 0.50% · 4.625%
HK$31,694
+HK$1,587/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,214/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$422,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,811
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,769
−HK$974/mo
Today · 4.125%
HK$32,743
baseline
▲ 0.50% · 4.625%
HK$34,736
+HK$1,993/mo
Deposit HK$4.50M · loan HK$6.76M · min. income ≈ HK$65,486/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,277
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,196
−HK$933/mo
Today · 4.125%
HK$36,129
baseline
▲ 0.50% · 4.625%
HK$38,033
+HK$1,904/mo
Deposit HK$4.50M · loan HK$6.76M · min. income ≈ HK$72,258/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,946
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,064
−HK$1,136/mo
Today · 4.125%
HK$38,200
baseline
▲ 0.50% · 4.625%
HK$40,525
+HK$2,325/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$76,400/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,990
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,062
−HK$1,088/mo
Today · 4.125%
HK$42,150
baseline
▲ 0.50% · 4.625%
HK$44,372
+HK$2,222/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$84,300/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,217
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$47,654
−HK$1,461/mo
Today · 4.125%
HK$49,115
baseline
▲ 0.50% · 4.625%
HK$52,103
+HK$2,988/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$98,230/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,416
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,794
−HK$1,399/mo
Today · 4.125%
HK$54,193
baseline
▲ 0.50% · 4.625%
HK$57,050
+HK$2,857/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$108,386/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,254 · Scale 2, in force from 26 Feb 2026)