LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,677
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,476
−HK$812/mo
Today · 4.125%
HK$27,288
baseline
▲ 0.50% · 4.625%
HK$28,948
+HK$1,660/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,576/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$422,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,566
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,332
−HK$777/mo
Today · 4.125%
HK$30,109
baseline
▲ 0.50% · 4.625%
HK$31,696
+HK$1,587/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,218/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$422,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,813
−HK$1,932/mo
▼ 0.25% · 3.875%
HK$31,771
−HK$974/mo
Today · 4.125%
HK$32,745
baseline
▲ 0.50% · 4.625%
HK$34,738
+HK$1,993/mo
Deposit HK$4.50M · loan HK$6.76M · min. income ≈ HK$65,490/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,279
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,198
−HK$933/mo
Today · 4.125%
HK$36,131
baseline
▲ 0.50% · 4.625%
HK$38,035
+HK$1,904/mo
Deposit HK$4.50M · loan HK$6.76M · min. income ≈ HK$72,262/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,948
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,066
−HK$1,137/mo
Today · 4.125%
HK$38,203
baseline
▲ 0.50% · 4.625%
HK$40,527
+HK$2,324/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$76,406/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,992
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,065
−HK$1,088/mo
Today · 4.125%
HK$42,153
baseline
▲ 0.50% · 4.625%
HK$44,375
+HK$2,222/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$84,306/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,219
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,657
−HK$1,461/mo
Today · 4.125%
HK$49,118
baseline
▲ 0.50% · 4.625%
HK$52,106
+HK$2,988/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$98,236/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,418
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,797
−HK$1,399/mo
Today · 4.125%
HK$54,196
baseline
▲ 0.50% · 4.625%
HK$57,053
+HK$2,857/mo
Deposit HK$1.13M · loan HK$10.13M · min. income ≈ HK$108,392/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,278 · Scale 2, in force from 26 Feb 2026)