LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,680
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,479
−HK$811/mo
Today · 4.125%
HK$27,290
baseline
▲ 0.50% · 4.625%
HK$28,951
+HK$1,661/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,580/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$422,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,569
−HK$1,543/mo
▼ 0.25% · 3.875%
HK$29,335
−HK$777/mo
Today · 4.125%
HK$30,112
baseline
▲ 0.50% · 4.625%
HK$31,700
+HK$1,588/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,224/mo (50% DSR)
Upfront cash ≈ HK$6.05M (deposit + AVD stamp duty HK$422,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,816
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,775
−HK$974/mo
Today · 4.125%
HK$32,749
baseline
▲ 0.50% · 4.625%
HK$34,741
+HK$1,992/mo
Deposit HK$4.50M · loan HK$6.76M · min. income ≈ HK$65,498/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,283
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,202
−HK$933/mo
Today · 4.125%
HK$36,135
baseline
▲ 0.50% · 4.625%
HK$38,039
+HK$1,904/mo
Deposit HK$4.50M · loan HK$6.76M · min. income ≈ HK$72,270/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,952
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,070
−HK$1,137/mo
Today · 4.125%
HK$38,207
baseline
▲ 0.50% · 4.625%
HK$40,531
+HK$2,324/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$76,414/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,996
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,069
−HK$1,088/mo
Today · 4.125%
HK$42,157
baseline
▲ 0.50% · 4.625%
HK$44,379
+HK$2,222/mo
Deposit HK$3.38M · loan HK$7.88M · min. income ≈ HK$84,314/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,224
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,662
−HK$1,461/mo
Today · 4.125%
HK$49,123
baseline
▲ 0.50% · 4.625%
HK$52,112
+HK$2,989/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$98,246/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,424
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$52,803
−HK$1,399/mo
Today · 4.125%
HK$54,202
baseline
▲ 0.50% · 4.625%
HK$57,059
+HK$2,857/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$108,404/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,322 · Scale 2, in force from 26 Feb 2026)