LTV · monthly repayment
▼ 0.50% · 3.625%
HK$256,849
−HK$16,107/mo
▼ 0.25% · 3.875%
HK$264,839
−HK$8,117/mo
Today · 4.125%
HK$272,956
baseline
▲ 0.50% · 4.625%
HK$289,565
+HK$16,609/mo
Deposit HK$56.32M · loan HK$56.32M · min. income ≈ HK$545,912/mo (50% DSR)
Upfront cash ≈ HK$63.64M (deposit + AVD stamp duty HK$7,321,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,742
−HK$15,438/mo
▼ 0.25% · 3.875%
HK$293,406
−HK$7,774/mo
Today · 4.125%
HK$301,180
baseline
▲ 0.50% · 4.625%
HK$317,056
+HK$15,876/mo
Deposit HK$56.32M · loan HK$56.32M · min. income ≈ HK$602,360/mo (50% DSR)
Upfront cash ≈ HK$63.64M (deposit + AVD stamp duty HK$7,321,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,219
−HK$19,328/mo
▼ 0.25% · 3.875%
HK$317,807
−HK$9,740/mo
Today · 4.125%
HK$327,547
baseline
▲ 0.50% · 4.625%
HK$347,478
+HK$19,931/mo
Deposit HK$45.06M · loan HK$67.58M · min. income ≈ HK$655,094/mo (50% DSR)
Upfront cash ≈ HK$52.38M (deposit + AVD stamp duty HK$7,321,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$342,891
−HK$18,525/mo
▼ 0.25% · 3.875%
HK$352,087
−HK$9,329/mo
Today · 4.125%
HK$361,416
baseline
▲ 0.50% · 4.625%
HK$380,467
+HK$19,051/mo
Deposit HK$45.06M · loan HK$67.58M · min. income ≈ HK$722,832/mo (50% DSR)
Upfront cash ≈ HK$52.38M (deposit + AVD stamp duty HK$7,321,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,589
−HK$22,549/mo
▼ 0.25% · 3.875%
HK$370,774
−HK$11,364/mo
Today · 4.125%
HK$382,138
baseline
▲ 0.50% · 4.625%
HK$405,391
+HK$23,253/mo
Deposit HK$33.79M · loan HK$78.85M · min. income ≈ HK$764,276/mo (50% DSR)
Upfront cash ≈ HK$41.11M (deposit + AVD stamp duty HK$7,321,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,039
−HK$21,613/mo
▼ 0.25% · 3.875%
HK$410,768
−HK$10,884/mo
Today · 4.125%
HK$421,652
baseline
▲ 0.50% · 4.625%
HK$443,878
+HK$22,226/mo
Deposit HK$33.79M · loan HK$78.85M · min. income ≈ HK$843,304/mo (50% DSR)
Upfront cash ≈ HK$41.11M (deposit + AVD stamp duty HK$7,321,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$462,329
−HK$28,992/mo
▼ 0.25% · 3.875%
HK$476,710
−HK$14,611/mo
Today · 4.125%
HK$491,321
baseline
▲ 0.50% · 4.625%
HK$521,217
+HK$29,896/mo
Deposit HK$11.26M · loan HK$101.38M · min. income ≈ HK$982,642/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$7,321,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$514,336
−HK$27,788/mo
▼ 0.25% · 3.875%
HK$528,130
−HK$13,994/mo
Today · 4.125%
HK$542,124
baseline
▲ 0.50% · 4.625%
HK$570,700
+HK$28,576/mo
Deposit HK$11.26M · loan HK$101.38M · min. income ≈ HK$1,084,248/mo (50% DSR)
Upfront cash ≈ HK$18.59M (deposit + AVD stamp duty HK$7,321,635 · Scale 2, in force from 26 Feb 2026)