LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,688
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$26,487
−HK$811/mo
Today · 4.125%
HK$27,298
baseline
▲ 0.50% · 4.625%
HK$28,959
+HK$1,661/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,596/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,577
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,344
−HK$777/mo
Today · 4.125%
HK$30,121
baseline
▲ 0.50% · 4.625%
HK$31,709
+HK$1,588/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,242/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,825
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,784
−HK$974/mo
Today · 4.125%
HK$32,758
baseline
▲ 0.50% · 4.625%
HK$34,751
+HK$1,993/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$65,516/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,293
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$35,212
−HK$933/mo
Today · 4.125%
HK$36,145
baseline
▲ 0.50% · 4.625%
HK$38,051
+HK$1,906/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$72,290/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,963
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,081
−HK$1,137/mo
Today · 4.125%
HK$38,218
baseline
▲ 0.50% · 4.625%
HK$40,543
+HK$2,325/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$76,436/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,008
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,081
−HK$1,088/mo
Today · 4.125%
HK$42,169
baseline
▲ 0.50% · 4.625%
HK$44,392
+HK$2,223/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$84,338/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,238
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$47,676
−HK$1,461/mo
Today · 4.125%
HK$49,137
baseline
▲ 0.50% · 4.625%
HK$52,127
+HK$2,990/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$98,274/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,439
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,818
−HK$1,400/mo
Today · 4.125%
HK$54,218
baseline
▲ 0.50% · 4.625%
HK$57,076
+HK$2,858/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$108,436/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,445 · Scale 2, in force from 26 Feb 2026)