LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,689
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,489
−HK$811/mo
Today · 4.125%
HK$27,300
baseline
▲ 0.50% · 4.625%
HK$28,962
+HK$1,662/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,600/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,579
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,346
−HK$777/mo
Today · 4.125%
HK$30,123
baseline
▲ 0.50% · 4.625%
HK$31,711
+HK$1,588/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,246/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,827
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,786
−HK$975/mo
Today · 4.125%
HK$32,761
baseline
▲ 0.50% · 4.625%
HK$34,754
+HK$1,993/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$65,522/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,295
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,215
−HK$933/mo
Today · 4.125%
HK$36,148
baseline
▲ 0.50% · 4.625%
HK$38,053
+HK$1,905/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$72,296/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,965
−HK$2,256/mo
▼ 0.25% · 3.875%
HK$37,084
−HK$1,137/mo
Today · 4.125%
HK$38,221
baseline
▲ 0.50% · 4.625%
HK$40,546
+HK$2,325/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$76,442/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,011
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,084
−HK$1,089/mo
Today · 4.125%
HK$42,173
baseline
▲ 0.50% · 4.625%
HK$44,396
+HK$2,223/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$84,346/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,241
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,679
−HK$1,462/mo
Today · 4.125%
HK$49,141
baseline
▲ 0.50% · 4.625%
HK$52,131
+HK$2,990/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$98,282/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,443
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,822
−HK$1,400/mo
Today · 4.125%
HK$54,222
baseline
▲ 0.50% · 4.625%
HK$57,080
+HK$2,858/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$108,444/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,477 · Scale 2, in force from 26 Feb 2026)