LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,690
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,489
−HK$812/mo
Today · 4.125%
HK$27,301
baseline
▲ 0.50% · 4.625%
HK$28,962
+HK$1,661/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,602/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,580
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,346
−HK$778/mo
Today · 4.125%
HK$30,124
baseline
▲ 0.50% · 4.625%
HK$31,712
+HK$1,588/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,248/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,828
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,787
−HK$974/mo
Today · 4.125%
HK$32,761
baseline
▲ 0.50% · 4.625%
HK$34,755
+HK$1,994/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$65,522/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,296
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,216
−HK$933/mo
Today · 4.125%
HK$36,149
baseline
▲ 0.50% · 4.625%
HK$38,054
+HK$1,905/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$72,298/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,966
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,085
−HK$1,136/mo
Today · 4.125%
HK$38,221
baseline
▲ 0.50% · 4.625%
HK$40,547
+HK$2,326/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$76,442/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,012
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,085
−HK$1,089/mo
Today · 4.125%
HK$42,174
baseline
▲ 0.50% · 4.625%
HK$44,397
+HK$2,223/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$84,348/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,242
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,680
−HK$1,462/mo
Today · 4.125%
HK$49,142
baseline
▲ 0.50% · 4.625%
HK$52,132
+HK$2,990/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$98,284/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,486 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,444
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$52,823
−HK$1,400/mo
Today · 4.125%
HK$54,223
baseline
▲ 0.50% · 4.625%
HK$57,081
+HK$2,858/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$108,446/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,486 · Scale 2, in force from 26 Feb 2026)