LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,691
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,490
−HK$812/mo
Today · 4.125%
HK$27,302
baseline
▲ 0.50% · 4.625%
HK$28,964
+HK$1,662/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,604/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,581
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,348
−HK$777/mo
Today · 4.125%
HK$30,125
baseline
▲ 0.50% · 4.625%
HK$31,713
+HK$1,588/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,250/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,830
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,789
−HK$974/mo
Today · 4.125%
HK$32,763
baseline
▲ 0.50% · 4.625%
HK$34,756
+HK$1,993/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$65,526/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,298
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,217
−HK$934/mo
Today · 4.125%
HK$36,151
baseline
▲ 0.50% · 4.625%
HK$38,056
+HK$1,905/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$72,302/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,968
−HK$2,255/mo
▼ 0.25% · 3.875%
HK$37,087
−HK$1,136/mo
Today · 4.125%
HK$38,223
baseline
▲ 0.50% · 4.625%
HK$40,549
+HK$2,326/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$76,446/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,014
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,087
−HK$1,089/mo
Today · 4.125%
HK$42,176
baseline
▲ 0.50% · 4.625%
HK$44,399
+HK$2,223/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$84,352/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,244
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,683
−HK$1,461/mo
Today · 4.125%
HK$49,144
baseline
▲ 0.50% · 4.625%
HK$52,135
+HK$2,991/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$98,288/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,446
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,826
−HK$1,400/mo
Today · 4.125%
HK$54,226
baseline
▲ 0.50% · 4.625%
HK$57,084
+HK$2,858/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$108,452/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,507 · Scale 2, in force from 26 Feb 2026)