LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,698
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,498
−HK$812/mo
Today · 4.125%
HK$27,310
baseline
▲ 0.50% · 4.625%
HK$28,971
+HK$1,661/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$54,620/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,589
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,356
−HK$778/mo
Today · 4.125%
HK$30,134
baseline
▲ 0.50% · 4.625%
HK$31,722
+HK$1,588/mo
Deposit HK$5.63M · loan HK$5.63M · min. income ≈ HK$60,268/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,838
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,797
−HK$975/mo
Today · 4.125%
HK$32,772
baseline
▲ 0.50% · 4.625%
HK$34,766
+HK$1,994/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$65,544/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,307
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,227
−HK$933/mo
Today · 4.125%
HK$36,160
baseline
▲ 0.50% · 4.625%
HK$38,066
+HK$1,906/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$72,320/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,977
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,097
−HK$1,137/mo
Today · 4.125%
HK$38,234
baseline
▲ 0.50% · 4.625%
HK$40,560
+HK$2,326/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$76,468/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,025
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$41,098
−HK$1,089/mo
Today · 4.125%
HK$42,187
baseline
▲ 0.50% · 4.625%
HK$44,411
+HK$2,224/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$84,374/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,257
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$47,696
−HK$1,461/mo
Today · 4.125%
HK$49,157
baseline
▲ 0.50% · 4.625%
HK$52,148
+HK$2,991/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$98,314/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,460
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$52,840
−HK$1,400/mo
Today · 4.125%
HK$54,240
baseline
▲ 0.50% · 4.625%
HK$57,099
+HK$2,859/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$108,480/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,620 · Scale 2, in force from 26 Feb 2026)