LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,702
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,501
−HK$812/mo
Today · 4.125%
HK$27,313
baseline
▲ 0.50% · 4.625%
HK$28,975
+HK$1,662/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,626/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,593
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,360
−HK$778/mo
Today · 4.125%
HK$30,138
baseline
▲ 0.50% · 4.625%
HK$31,726
+HK$1,588/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,276/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,842
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,801
−HK$975/mo
Today · 4.125%
HK$32,776
baseline
▲ 0.50% · 4.625%
HK$34,770
+HK$1,994/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$65,552/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,311
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,232
−HK$933/mo
Today · 4.125%
HK$36,165
baseline
▲ 0.50% · 4.625%
HK$38,072
+HK$1,907/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$72,330/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,982
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,102
−HK$1,137/mo
Today · 4.125%
HK$38,239
baseline
▲ 0.50% · 4.625%
HK$40,566
+HK$2,327/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$76,478/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,030
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,104
−HK$1,089/mo
Today · 4.125%
HK$42,193
baseline
▲ 0.50% · 4.625%
HK$44,417
+HK$2,224/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$84,386/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,263
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,702
−HK$1,462/mo
Today · 4.125%
HK$49,164
baseline
▲ 0.50% · 4.625%
HK$52,156
+HK$2,992/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$98,328/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,467
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,848
−HK$1,400/mo
Today · 4.125%
HK$54,248
baseline
▲ 0.50% · 4.625%
HK$57,107
+HK$2,859/mo
Deposit HK$1.13M · loan HK$10.14M · min. income ≈ HK$108,496/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,679 · Scale 2, in force from 26 Feb 2026)