LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,705
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,505
−HK$812/mo
Today · 4.125%
HK$27,317
baseline
▲ 0.50% · 4.625%
HK$28,979
+HK$1,662/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,634/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,597
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,364
−HK$778/mo
Today · 4.125%
HK$30,142
baseline
▲ 0.50% · 4.625%
HK$31,731
+HK$1,589/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,284/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,846
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,806
−HK$975/mo
Today · 4.125%
HK$32,781
baseline
▲ 0.50% · 4.625%
HK$34,775
+HK$1,994/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$65,562/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,316
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,237
−HK$933/mo
Today · 4.125%
HK$36,170
baseline
▲ 0.50% · 4.625%
HK$38,077
+HK$1,907/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$72,340/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,987
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,107
−HK$1,137/mo
Today · 4.125%
HK$38,244
baseline
▲ 0.50% · 4.625%
HK$40,571
+HK$2,327/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$76,488/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,036
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,109
−HK$1,090/mo
Today · 4.125%
HK$42,199
baseline
▲ 0.50% · 4.625%
HK$44,423
+HK$2,224/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$84,398/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$422,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,270
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$47,709
−HK$1,462/mo
Today · 4.125%
HK$49,171
baseline
▲ 0.50% · 4.625%
HK$52,163
+HK$2,992/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$98,342/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,474
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,855
−HK$1,400/mo
Today · 4.125%
HK$54,255
baseline
▲ 0.50% · 4.625%
HK$57,115
+HK$2,860/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$108,510/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,737 · Scale 2, in force from 26 Feb 2026)