LTV · monthly repayment
▼ 0.50% · 3.625%
HK$257,069
−HK$16,120/mo
▼ 0.25% · 3.875%
HK$265,065
−HK$8,124/mo
Today · 4.125%
HK$273,189
baseline
▲ 0.50% · 4.625%
HK$289,812
+HK$16,623/mo
Deposit HK$56.37M · loan HK$56.37M · min. income ≈ HK$546,378/mo (50% DSR)
Upfront cash ≈ HK$63.70M (deposit + AVD stamp duty HK$7,327,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$285,986
−HK$15,451/mo
▼ 0.25% · 3.875%
HK$293,656
−HK$7,781/mo
Today · 4.125%
HK$301,437
baseline
▲ 0.50% · 4.625%
HK$317,327
+HK$15,890/mo
Deposit HK$56.37M · loan HK$56.37M · min. income ≈ HK$602,874/mo (50% DSR)
Upfront cash ≈ HK$63.70M (deposit + AVD stamp duty HK$7,327,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,483
−HK$19,344/mo
▼ 0.25% · 3.875%
HK$318,078
−HK$9,749/mo
Today · 4.125%
HK$327,827
baseline
▲ 0.50% · 4.625%
HK$347,775
+HK$19,948/mo
Deposit HK$45.09M · loan HK$67.64M · min. income ≈ HK$655,654/mo (50% DSR)
Upfront cash ≈ HK$52.42M (deposit + AVD stamp duty HK$7,327,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,184
−HK$18,541/mo
▼ 0.25% · 3.875%
HK$352,388
−HK$9,337/mo
Today · 4.125%
HK$361,725
baseline
▲ 0.50% · 4.625%
HK$380,792
+HK$19,067/mo
Deposit HK$45.09M · loan HK$67.64M · min. income ≈ HK$723,450/mo (50% DSR)
Upfront cash ≈ HK$52.42M (deposit + AVD stamp duty HK$7,327,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$359,896
−HK$22,569/mo
▼ 0.25% · 3.875%
HK$371,091
−HK$11,374/mo
Today · 4.125%
HK$382,465
baseline
▲ 0.50% · 4.625%
HK$405,737
+HK$23,272/mo
Deposit HK$33.82M · loan HK$78.92M · min. income ≈ HK$764,930/mo (50% DSR)
Upfront cash ≈ HK$41.15M (deposit + AVD stamp duty HK$7,327,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,381
−HK$21,631/mo
▼ 0.25% · 3.875%
HK$411,119
−HK$10,893/mo
Today · 4.125%
HK$422,012
baseline
▲ 0.50% · 4.625%
HK$444,257
+HK$22,245/mo
Deposit HK$33.82M · loan HK$78.92M · min. income ≈ HK$844,024/mo (50% DSR)
Upfront cash ≈ HK$41.15M (deposit + AVD stamp duty HK$7,327,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$462,724
−HK$29,017/mo
▼ 0.25% · 3.875%
HK$477,117
−HK$14,624/mo
Today · 4.125%
HK$491,741
baseline
▲ 0.50% · 4.625%
HK$521,662
+HK$29,921/mo
Deposit HK$11.27M · loan HK$101.46M · min. income ≈ HK$983,482/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$7,327,892 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$514,776
−HK$27,811/mo
▼ 0.25% · 3.875%
HK$528,582
−HK$14,005/mo
Today · 4.125%
HK$542,587
baseline
▲ 0.50% · 4.625%
HK$571,188
+HK$28,601/mo
Deposit HK$11.27M · loan HK$101.46M · min. income ≈ HK$1,085,174/mo (50% DSR)
Upfront cash ≈ HK$18.60M (deposit + AVD stamp duty HK$7,327,892 · Scale 2, in force from 26 Feb 2026)