LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,709
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,509
−HK$813/mo
Today · 4.125%
HK$27,322
baseline
▲ 0.50% · 4.625%
HK$28,984
+HK$1,662/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,644/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,601
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,368
−HK$779/mo
Today · 4.125%
HK$30,147
baseline
▲ 0.50% · 4.625%
HK$31,736
+HK$1,589/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,294/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,851
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,811
−HK$975/mo
Today · 4.125%
HK$32,786
baseline
▲ 0.50% · 4.625%
HK$34,781
+HK$1,995/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$65,572/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,322
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,242
−HK$934/mo
Today · 4.125%
HK$36,176
baseline
▲ 0.50% · 4.625%
HK$38,083
+HK$1,907/mo
Deposit HK$4.51M · loan HK$6.76M · min. income ≈ HK$72,352/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,993
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,113
−HK$1,137/mo
Today · 4.125%
HK$38,250
baseline
▲ 0.50% · 4.625%
HK$40,578
+HK$2,328/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$76,500/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$422,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,042
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,116
−HK$1,089/mo
Today · 4.125%
HK$42,205
baseline
▲ 0.50% · 4.625%
HK$44,430
+HK$2,225/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$84,410/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$422,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,277
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,716
−HK$1,463/mo
Today · 4.125%
HK$49,179
baseline
▲ 0.50% · 4.625%
HK$52,171
+HK$2,992/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$98,358/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,482
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,863
−HK$1,401/mo
Today · 4.125%
HK$54,264
baseline
▲ 0.50% · 4.625%
HK$57,124
+HK$2,860/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$108,528/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,804 · Scale 2, in force from 26 Feb 2026)