LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,710
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,510
−HK$813/mo
Today · 4.125%
HK$27,323
baseline
▲ 0.50% · 4.625%
HK$28,985
+HK$1,662/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,646/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,603
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,370
−HK$778/mo
Today · 4.125%
HK$30,148
baseline
▲ 0.50% · 4.625%
HK$31,737
+HK$1,589/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,296/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,853
−HK$1,934/mo
▼ 0.25% · 3.875%
HK$31,812
−HK$975/mo
Today · 4.125%
HK$32,787
baseline
▲ 0.50% · 4.625%
HK$34,782
+HK$1,995/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$65,574/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,323
−HK$1,854/mo
▼ 0.25% · 3.875%
HK$35,244
−HK$933/mo
Today · 4.125%
HK$36,177
baseline
▲ 0.50% · 4.625%
HK$38,084
+HK$1,907/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$72,354/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,995
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,114
−HK$1,138/mo
Today · 4.125%
HK$38,252
baseline
▲ 0.50% · 4.625%
HK$40,579
+HK$2,327/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$76,504/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$422,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,044
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,118
−HK$1,089/mo
Today · 4.125%
HK$42,207
baseline
▲ 0.50% · 4.625%
HK$44,432
+HK$2,225/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$84,414/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$422,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,279
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$47,718
−HK$1,463/mo
Today · 4.125%
HK$49,181
baseline
▲ 0.50% · 4.625%
HK$52,173
+HK$2,992/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$98,362/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,822 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,485
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$52,865
−HK$1,401/mo
Today · 4.125%
HK$54,266
baseline
▲ 0.50% · 4.625%
HK$57,127
+HK$2,861/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$108,532/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,822 · Scale 2, in force from 26 Feb 2026)