LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,715
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,515
−HK$813/mo
Today · 4.125%
HK$27,328
baseline
▲ 0.50% · 4.625%
HK$28,991
+HK$1,663/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,656/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,608
−HK$1,545/mo
▼ 0.25% · 3.875%
HK$29,375
−HK$778/mo
Today · 4.125%
HK$30,153
baseline
▲ 0.50% · 4.625%
HK$31,743
+HK$1,590/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,306/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,858
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,818
−HK$975/mo
Today · 4.125%
HK$32,793
baseline
▲ 0.50% · 4.625%
HK$34,789
+HK$1,996/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$65,586/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,329
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,250
−HK$934/mo
Today · 4.125%
HK$36,184
baseline
▲ 0.50% · 4.625%
HK$38,091
+HK$1,907/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$72,368/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,001
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,121
−HK$1,138/mo
Today · 4.125%
HK$38,259
baseline
▲ 0.50% · 4.625%
HK$40,587
+HK$2,328/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$76,518/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$422,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,051
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,125
−HK$1,090/mo
Today · 4.125%
HK$42,215
baseline
▲ 0.50% · 4.625%
HK$44,440
+HK$2,225/mo
Deposit HK$3.38M · loan HK$7.89M · min. income ≈ HK$84,430/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$422,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,287
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,727
−HK$1,463/mo
Today · 4.125%
HK$49,190
baseline
▲ 0.50% · 4.625%
HK$52,183
+HK$2,993/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$98,380/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,494
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,875
−HK$1,401/mo
Today · 4.125%
HK$54,276
baseline
▲ 0.50% · 4.625%
HK$57,137
+HK$2,861/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$108,552/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,899 · Scale 2, in force from 26 Feb 2026)