LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,718
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,518
−HK$813/mo
Today · 4.125%
HK$27,331
baseline
▲ 0.50% · 4.625%
HK$28,994
+HK$1,663/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,662/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,611
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,379
−HK$778/mo
Today · 4.125%
HK$30,157
baseline
▲ 0.50% · 4.625%
HK$31,747
+HK$1,590/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,314/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$422,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,862
−HK$1,935/mo
▼ 0.25% · 3.875%
HK$31,822
−HK$975/mo
Today · 4.125%
HK$32,797
baseline
▲ 0.50% · 4.625%
HK$34,793
+HK$1,996/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$65,594/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,334
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,255
−HK$934/mo
Today · 4.125%
HK$36,189
baseline
▲ 0.50% · 4.625%
HK$38,096
+HK$1,907/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$72,378/mo (50% DSR)
Upfront cash ≈ HK$4.93M (deposit + AVD stamp duty HK$422,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,006
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,126
−HK$1,138/mo
Today · 4.125%
HK$38,264
baseline
▲ 0.50% · 4.625%
HK$40,592
+HK$2,328/mo
Deposit HK$3.38M · loan HK$7.90M · min. income ≈ HK$76,528/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$422,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,056
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,130
−HK$1,090/mo
Today · 4.125%
HK$42,220
baseline
▲ 0.50% · 4.625%
HK$44,446
+HK$2,226/mo
Deposit HK$3.38M · loan HK$7.90M · min. income ≈ HK$84,440/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$422,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,293
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$47,733
−HK$1,463/mo
Today · 4.125%
HK$49,196
baseline
▲ 0.50% · 4.625%
HK$52,190
+HK$2,994/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$98,392/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,501
−HK$2,782/mo
▼ 0.25% · 3.875%
HK$52,882
−HK$1,401/mo
Today · 4.125%
HK$54,283
baseline
▲ 0.50% · 4.625%
HK$57,144
+HK$2,861/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$108,566/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$422,952 · Scale 2, in force from 26 Feb 2026)