LTV · monthly repayment
▼ 0.50% · 3.625%
HK$257,218
−HK$16,130/mo
▼ 0.25% · 3.875%
HK$265,219
−HK$8,129/mo
Today · 4.125%
HK$273,348
baseline
▲ 0.50% · 4.625%
HK$289,981
+HK$16,633/mo
Deposit HK$56.40M · loan HK$56.40M · min. income ≈ HK$546,696/mo (50% DSR)
Upfront cash ≈ HK$63.73M (deposit + AVD stamp duty HK$7,332,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$286,153
−HK$15,460/mo
▼ 0.25% · 3.875%
HK$293,827
−HK$7,786/mo
Today · 4.125%
HK$301,613
baseline
▲ 0.50% · 4.625%
HK$317,511
+HK$15,898/mo
Deposit HK$56.40M · loan HK$56.40M · min. income ≈ HK$603,226/mo (50% DSR)
Upfront cash ≈ HK$63.73M (deposit + AVD stamp duty HK$7,332,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$308,662
−HK$19,356/mo
▼ 0.25% · 3.875%
HK$318,263
−HK$9,755/mo
Today · 4.125%
HK$328,018
baseline
▲ 0.50% · 4.625%
HK$347,977
+HK$19,959/mo
Deposit HK$45.12M · loan HK$67.68M · min. income ≈ HK$656,036/mo (50% DSR)
Upfront cash ≈ HK$52.45M (deposit + AVD stamp duty HK$7,332,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$343,383
−HK$18,552/mo
▼ 0.25% · 3.875%
HK$352,593
−HK$9,342/mo
Today · 4.125%
HK$361,935
baseline
▲ 0.50% · 4.625%
HK$381,013
+HK$19,078/mo
Deposit HK$45.12M · loan HK$67.68M · min. income ≈ HK$723,870/mo (50% DSR)
Upfront cash ≈ HK$52.45M (deposit + AVD stamp duty HK$7,332,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$360,106
−HK$22,581/mo
▼ 0.25% · 3.875%
HK$371,307
−HK$11,380/mo
Today · 4.125%
HK$382,687
baseline
▲ 0.50% · 4.625%
HK$405,973
+HK$23,286/mo
Deposit HK$33.84M · loan HK$78.96M · min. income ≈ HK$765,374/mo (50% DSR)
Upfront cash ≈ HK$41.17M (deposit + AVD stamp duty HK$7,332,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$400,614
−HK$21,644/mo
▼ 0.25% · 3.875%
HK$411,358
−HK$10,900/mo
Today · 4.125%
HK$422,258
baseline
▲ 0.50% · 4.625%
HK$444,516
+HK$22,258/mo
Deposit HK$33.84M · loan HK$78.96M · min. income ≈ HK$844,516/mo (50% DSR)
Upfront cash ≈ HK$41.17M (deposit + AVD stamp duty HK$7,332,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$462,993
−HK$29,034/mo
▼ 0.25% · 3.875%
HK$477,395
−HK$14,632/mo
Today · 4.125%
HK$492,027
baseline
▲ 0.50% · 4.625%
HK$521,965
+HK$29,938/mo
Deposit HK$11.28M · loan HK$101.52M · min. income ≈ HK$984,054/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$7,332,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$515,075
−HK$27,828/mo
▼ 0.25% · 3.875%
HK$528,889
−HK$14,014/mo
Today · 4.125%
HK$542,903
baseline
▲ 0.50% · 4.625%
HK$571,520
+HK$28,617/mo
Deposit HK$11.28M · loan HK$101.52M · min. income ≈ HK$1,085,806/mo (50% DSR)
Upfront cash ≈ HK$18.61M (deposit + AVD stamp duty HK$7,332,155 · Scale 2, in force from 26 Feb 2026)