LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,723
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,524
−HK$812/mo
Today · 4.125%
HK$27,336
baseline
▲ 0.50% · 4.625%
HK$29,000
+HK$1,664/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,672/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$423,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,617
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,384
−HK$779/mo
Today · 4.125%
HK$30,163
baseline
▲ 0.50% · 4.625%
HK$31,753
+HK$1,590/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,326/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$423,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,868
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,828
−HK$976/mo
Today · 4.125%
HK$32,804
baseline
▲ 0.50% · 4.625%
HK$34,800
+HK$1,996/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$65,608/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,340
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,261
−HK$935/mo
Today · 4.125%
HK$36,196
baseline
▲ 0.50% · 4.625%
HK$38,104
+HK$1,908/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$72,392/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,013
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,133
−HK$1,138/mo
Today · 4.125%
HK$38,271
baseline
▲ 0.50% · 4.625%
HK$40,600
+HK$2,329/mo
Deposit HK$3.38M · loan HK$7.90M · min. income ≈ HK$76,542/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,064
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,138
−HK$1,090/mo
Today · 4.125%
HK$42,228
baseline
▲ 0.50% · 4.625%
HK$44,454
+HK$2,226/mo
Deposit HK$3.38M · loan HK$7.90M · min. income ≈ HK$84,456/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,302
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,742
−HK$1,464/mo
Today · 4.125%
HK$49,206
baseline
▲ 0.50% · 4.625%
HK$52,200
+HK$2,994/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$98,412/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,511
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,892
−HK$1,402/mo
Today · 4.125%
HK$54,294
baseline
▲ 0.50% · 4.625%
HK$57,155
+HK$2,861/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$108,588/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,035 · Scale 2, in force from 26 Feb 2026)