LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,727
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,527
−HK$813/mo
Today · 4.125%
HK$27,340
baseline
▲ 0.50% · 4.625%
HK$29,003
+HK$1,663/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,680/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$423,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,621
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,388
−HK$779/mo
Today · 4.125%
HK$30,167
baseline
▲ 0.50% · 4.625%
HK$31,757
+HK$1,590/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,334/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$423,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,872
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,832
−HK$976/mo
Today · 4.125%
HK$32,808
baseline
▲ 0.50% · 4.625%
HK$34,804
+HK$1,996/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$65,616/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,345
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$35,266
−HK$934/mo
Today · 4.125%
HK$36,200
baseline
▲ 0.50% · 4.625%
HK$38,108
+HK$1,908/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$72,400/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,017
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,138
−HK$1,138/mo
Today · 4.125%
HK$38,276
baseline
▲ 0.50% · 4.625%
HK$40,605
+HK$2,329/mo
Deposit HK$3.38M · loan HK$7.90M · min. income ≈ HK$76,552/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,069
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,143
−HK$1,091/mo
Today · 4.125%
HK$42,234
baseline
▲ 0.50% · 4.625%
HK$44,460
+HK$2,226/mo
Deposit HK$3.38M · loan HK$7.90M · min. income ≈ HK$84,468/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,308
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,748
−HK$1,464/mo
Today · 4.125%
HK$49,212
baseline
▲ 0.50% · 4.625%
HK$52,206
+HK$2,994/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$98,424/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,517
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,899
−HK$1,401/mo
Today · 4.125%
HK$54,300
baseline
▲ 0.50% · 4.625%
HK$57,163
+HK$2,863/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$108,600/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,087 · Scale 2, in force from 26 Feb 2026)