LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,728
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,528
−HK$813/mo
Today · 4.125%
HK$27,341
baseline
▲ 0.50% · 4.625%
HK$29,005
+HK$1,664/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,682/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,622
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,389
−HK$779/mo
Today · 4.125%
HK$30,168
baseline
▲ 0.50% · 4.625%
HK$31,758
+HK$1,590/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,336/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,873
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,834
−HK$975/mo
Today · 4.125%
HK$32,809
baseline
▲ 0.50% · 4.625%
HK$34,806
+HK$1,997/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$65,618/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,346
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,267
−HK$935/mo
Today · 4.125%
HK$36,202
baseline
▲ 0.50% · 4.625%
HK$38,110
+HK$1,908/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$72,404/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,019
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,139
−HK$1,138/mo
Today · 4.125%
HK$38,277
baseline
▲ 0.50% · 4.625%
HK$40,607
+HK$2,330/mo
Deposit HK$3.38M · loan HK$7.90M · min. income ≈ HK$76,554/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,071
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$41,145
−HK$1,090/mo
Today · 4.125%
HK$42,235
baseline
▲ 0.50% · 4.625%
HK$44,462
+HK$2,227/mo
Deposit HK$3.38M · loan HK$7.90M · min. income ≈ HK$84,470/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,310
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,750
−HK$1,464/mo
Today · 4.125%
HK$49,214
baseline
▲ 0.50% · 4.625%
HK$52,208
+HK$2,994/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$98,428/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,519
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,901
−HK$1,402/mo
Today · 4.125%
HK$54,303
baseline
▲ 0.50% · 4.625%
HK$57,165
+HK$2,862/mo
Deposit HK$1.13M · loan HK$10.15M · min. income ≈ HK$108,606/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,106 · Scale 2, in force from 26 Feb 2026)