LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,731
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,531
−HK$813/mo
Today · 4.125%
HK$27,344
baseline
▲ 0.50% · 4.625%
HK$29,008
+HK$1,664/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,688/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,625
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,393
−HK$779/mo
Today · 4.125%
HK$30,172
baseline
▲ 0.50% · 4.625%
HK$31,762
+HK$1,590/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,344/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,877
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,838
−HK$975/mo
Today · 4.125%
HK$32,813
baseline
▲ 0.50% · 4.625%
HK$34,810
+HK$1,997/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$65,626/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,350
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,272
−HK$934/mo
Today · 4.125%
HK$36,206
baseline
▲ 0.50% · 4.625%
HK$38,115
+HK$1,909/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$72,412/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,023
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,144
−HK$1,138/mo
Today · 4.125%
HK$38,282
baseline
▲ 0.50% · 4.625%
HK$40,612
+HK$2,330/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$76,564/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,076
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$41,150
−HK$1,091/mo
Today · 4.125%
HK$42,241
baseline
▲ 0.50% · 4.625%
HK$44,467
+HK$2,226/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$84,482/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,316
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,756
−HK$1,464/mo
Today · 4.125%
HK$49,220
baseline
▲ 0.50% · 4.625%
HK$52,215
+HK$2,995/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$98,440/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,526
−HK$2,783/mo
▼ 0.25% · 3.875%
HK$52,908
−HK$1,401/mo
Today · 4.125%
HK$54,309
baseline
▲ 0.50% · 4.625%
HK$57,172
+HK$2,863/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$108,618/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,159 · Scale 2, in force from 26 Feb 2026)