LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,731
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,532
−HK$813/mo
Today · 4.125%
HK$27,345
baseline
▲ 0.50% · 4.625%
HK$29,009
+HK$1,664/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,690/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,626
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,394
−HK$779/mo
Today · 4.125%
HK$30,173
baseline
▲ 0.50% · 4.625%
HK$31,763
+HK$1,590/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,346/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,878
−HK$1,936/mo
▼ 0.25% · 3.875%
HK$31,838
−HK$976/mo
Today · 4.125%
HK$32,814
baseline
▲ 0.50% · 4.625%
HK$34,811
+HK$1,997/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$65,628/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,351
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,272
−HK$935/mo
Today · 4.125%
HK$36,207
baseline
▲ 0.50% · 4.625%
HK$38,116
+HK$1,909/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$72,414/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,024
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,145
−HK$1,138/mo
Today · 4.125%
HK$38,283
baseline
▲ 0.50% · 4.625%
HK$40,612
+HK$2,329/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$76,566/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,076
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,151
−HK$1,091/mo
Today · 4.125%
HK$42,242
baseline
▲ 0.50% · 4.625%
HK$44,468
+HK$2,226/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$84,484/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,317
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$47,757
−HK$1,464/mo
Today · 4.125%
HK$49,221
baseline
▲ 0.50% · 4.625%
HK$52,216
+HK$2,995/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$98,442/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,527
−HK$2,784/mo
▼ 0.25% · 3.875%
HK$52,909
−HK$1,402/mo
Today · 4.125%
HK$54,311
baseline
▲ 0.50% · 4.625%
HK$57,173
+HK$2,862/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$108,622/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,167 · Scale 2, in force from 26 Feb 2026)