LTV · monthly repayment
▼ 0.50% · 3.625%
HK$25,736
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$26,536
−HK$814/mo
Today · 4.125%
HK$27,350
baseline
▲ 0.50% · 4.625%
HK$29,014
+HK$1,664/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$54,700/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,631
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,399
−HK$779/mo
Today · 4.125%
HK$30,178
baseline
▲ 0.50% · 4.625%
HK$31,768
+HK$1,590/mo
Deposit HK$5.64M · loan HK$5.64M · min. income ≈ HK$60,356/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$423,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,883
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,844
−HK$976/mo
Today · 4.125%
HK$32,820
baseline
▲ 0.50% · 4.625%
HK$34,817
+HK$1,997/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$65,640/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,357
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$35,278
−HK$935/mo
Today · 4.125%
HK$36,213
baseline
▲ 0.50% · 4.625%
HK$38,122
+HK$1,909/mo
Deposit HK$4.51M · loan HK$6.77M · min. income ≈ HK$72,426/mo (50% DSR)
Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$423,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,030
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$37,151
−HK$1,138/mo
Today · 4.125%
HK$38,289
baseline
▲ 0.50% · 4.625%
HK$40,619
+HK$2,330/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$76,578/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,083
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$41,158
−HK$1,091/mo
Today · 4.125%
HK$42,249
baseline
▲ 0.50% · 4.625%
HK$44,476
+HK$2,227/mo
Deposit HK$3.39M · loan HK$7.90M · min. income ≈ HK$84,498/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,324
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$47,765
−HK$1,464/mo
Today · 4.125%
HK$49,229
baseline
▲ 0.50% · 4.625%
HK$52,225
+HK$2,996/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$98,458/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,535
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,918
−HK$1,402/mo
Today · 4.125%
HK$54,320
baseline
▲ 0.50% · 4.625%
HK$57,183
+HK$2,863/mo
Deposit HK$1.13M · loan HK$10.16M · min. income ≈ HK$108,640/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$423,238 · Scale 2, in force from 26 Feb 2026)